Capital$tack | Email Deal Review (Lender-Style Verdict by Email)
This is a fast, lender-style real estate deal review delivered by email.
We can underwrite common lending paths including Hard Money → DSCR, Hard Money → Bank/CU refi,
and straight DSCR / Bank / Credit Union financing.
If you’re not 100% sure the numbers work, I’ll underwrite your rental property or BRRRR deal the same way a bank/DSCR lender would and reply with:
- Verdict: Buy / Pass / Marginal
- Primary concern (what’s killing the deal)
- Fix levers (what to change to make it work)
- Minimum rent required (if rent is the issue)
Free Deal Math Drops
1–2 emails/week. Underwriting tips, negotiation levers, lender rules. No spam.
Verdict + Primary Concern
You’ll get a clear Buy / Pass / Marginal decision with the one thing breaking the deal.
Fix Levers (Actionable)
Price, rehab, rent, and financing adjustments to move the deal toward “Buy”.
Conservative Lender Math
No hype. DSCR logic, cashflow pressure points, and minimum rent guidance when needed.
You’ll know where it lands and why, without the fluff.
- Why: DSCR + cashflow logic
- Next: your best move
One constraint, clearly stated, so you can act fast.
- Usually: rent gap or PITIA
- Or: price/rehab killing DSCR
Levers ranked by impact, not vibes.
- Offer: where you need to land
- Structure: financing tweaks that matter
If rent is the blocker, you’ll get the required minimum.
- Target: min rent required
- Delta: how far off you are
Hard Money → DSCR, HM → Bank/CU, or straight DSCR/Bank.
- Sensitivity: rate/LTV pressure
- Reality: refi risk flags
No calls, no scheduling. You get the written answer.
- Typical: 24–48 hours
- Format: email verdict + levers
Who this is for (and why it works)
If you want a conservative second opinion before you make an offer, this is it.
- Real estate investors underwriting rentals
- BRRRR investors (Buy • Rehab • Rent • Refi • Repeat)
- House flippers evaluating a deal before they buy
- Landlords comparing cash flow vs DSCR requirements
- Anyone needing a conservative second opinion before making an offer
- Purchase price + rehab budget
- Expected rent (market + Section 8 if applicable)
- Financing type + rate/term/LTV (DSCR, hard money, bank, or cash)
- Taxes + insurance + HOA/COA (if any)
- Screenshots of your Capital$tack inputs (optional but helpful)
- DSCR / lender-style verdict
- Cash flow pressure points
- Rent requirements and break-even guidance
- Fix levers (price, rehab, rent, financing structure)
Purchase this Email Deal Review
Checkout is quick and you’ll see exactly what to send.
Email your deal
Email to dealreview@getcapitalstack.com
Subject: Deal Review – [Property Address]
Get your verdict by email
You get a written verdict + fix-lever response within 24–48 hours.
Do I need to own Capital$tack to use this?
No. You can send your numbers directly. If you already use Capital$tack, screenshots of your inputs are optional but helpful.
What financing paths can you underwrite?
Hard Money → DSCR, Hard Money → Bank/CU refi, straight DSCR, and Bank/Credit Union financing.
Is this a call or a consultation?
Email-only. You get a written verdict + fix-lever response. No calls.
Does this guarantee approvals or profits?
No. We do lender math, not magic. This doesn’t guarantee approvals or profits. It’s a conservative underwriting review based on the numbers you provide.
Email-only. Typically within 24–48 hours.
We underwrite using the numbers you provide and reply in plain English with the lender-style logic.